I'm sure many of you have heard of Dave Ramsey before. He is known for his budgeting classes and his online budget tools. My husband and I had an online budget through him for a while and it REALLY helped us realize how much we spend, and what specifically we needed to cut out. He is offering 3 FREEBIES right now, perfect way to start of your new year and get the budget in control!
1. Dave Ramsey's guide to budgeting : Free here for download
2. Next is an audio copy of Dave Ramsey's Total Money Make over
3. The last freebie is Dave Ramsey's Budget these are PDF files that you can download to your computer, and print off to fill in each month. A great way to keep control of your expenses.
Happy budgeting friends :)
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